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Map 161 Fording Island Rd (HWY 278), Bluffton, SC (833) 331-0238
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Home / Should You Lease or Finance a Honda? | Honda Dealer Near Hilton Head, SC & Savannah, GA

Should You Lease or Finance a Honda? | There Are Benefits to Both

When buying a new car, you have a lot of options to sort through. Not only do you need to find the right trim level, the right packages and the right color, but you also must decide whether you will finance the vehicle or lease it. If you look around online, you'll find a variety of opinions, with "this" person claiming that you should absolutely never lease, while "that" person explains why leasing is, in fact, the better option. The truth is, when asking the question of whether you should lease or finance your next Honda, there is no right or wrong answer. There are benefits to both, and the most important thing is finding out which option will work best for you... and that will be your answer.

Below, we'll explain the benefits to both financing your Honda for ownership and leasing a Honda. In the end, you'll likely find that one option suits your driving situation better than the other, but if you'd like to discuss the options further, we can do that here at Hilton Head Honda.

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silver Honda Accord with overlaid text that says, "Financing vs Leasing"

Benefits of Financing a Honda

When looking to finance a new vehicle, the biggest benefit of this process is simply the fact that you will own the car. Is this a good thing? It certainly can be, and it all depends on what you'd like to get out of your experience with that vehicle. Here are some of the benefits you'll be able to enjoy when financing a car for ownership:

  • Customization is an option, as you can do anything you want to a car you own. Add accessories, get a new paint job or anything else you want.
  • There are no mileage restrictions, making financing ideal for those who put in lots of miles.
  • Once you've paid off your loan, you can own the car and cut car payments out of your budget.
  • You have equity in a car you own, which can be used to help fund your next Honda purchase. You can either sell it off for cash or trade it in at the dealership.

Ask yourself these 3 questions...

  1. Do you have enough cash to make a comfortable down payment?
  2. Do you enjoy customization?
  3. Do you hope to cut a car payment out of your budget at some point?

Benefits of Leasing a Honda

Being able to sort of "borrow" a car certainly comes with some upside. Financing a car in order to own it is great, but there are many drivers out there who will find leasing to be a better option for them. You might be one of them, but before deciding, consider these advantages and whether or not they will truly be a benefit to you:

  • Though a lease comes with mileage restrictions, if you drive very little, a lease keeps your payments low and better reflects how much use you'll get out of the vehicle.
  • On top of lower monthly payments, leasing a car often requires a smaller down payment.
  • You always have the latest and greatest. Lease for a few years, turn the car in and then lease another with the newest technologies and features.
  • Leasing gives you options. At the end of a lease, you can turn the car in and walk away, buy the car or lease another vehicle.

Ask yourself these 3 questions...

  1. How much do you drive?
  2. Do you like having the latest and greatest?
  3. Do you have great credit but are short on cash?
2012 Honda Accord EX-L
2012 Honda Accord EX-L
$10,000
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2013 Honda Fit
2013 Honda Fit
$10,250
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2014 Honda Pilot EX-L
2014 Honda Pilot EX-L
$16,500
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2018 Honda HR-V LX
2018 Honda HR-V LX
$16,750
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2015 Honda CR-V EX-L
2015 Honda CR-V EX-L
$16,800
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2020 Honda Fit LX
2020 Honda Fit LX
$17,494
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2018 Honda Civic EX
2018 Honda Civic EX
$17,750
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2020 Honda Fit Sport
2020 Honda Fit Sport
$18,861
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2020 Honda Fit EX
2020 Honda Fit EX
$19,500
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2020 Honda Fit EX
2020 Honda Fit EX
$19,500
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Interested in a Honda?

Talk to the Experts at Hilton Head Honda

Like we said, there is no right or wrong answer. Deciding whether you should lease or buy is completely up to you and what you need out of your car. That said, you don't have to go through this process alone. At Hilton Head Honda, we are here to help you figure out not only whether financing or leasing is right for you, but also what exact model is right for you. So to take that next step toward driving home a new Honda, come see us here in Bluffton, and don't forget that we serve drivers from all over the Lowcountry, so all are welcome to give us a call.

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Hilton Head Honda
161 Fording Island Rd (HWY 278)
Bluffton, SC 29909

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